Reader’s Question: The Life Insurance Provider I am looking to get a policy here in San Antonio, Texas is offering me a Universal Life Insurance Policy, what is it and how does it work? Jane San Antonio, TX Universal Life Insurance is a fairly new kind of life insurance policy. This is a type of [...]
Reader’s Question: What are the factors that determine the price of a life insurance policy? I live in San Antonio Texas. Bill San Antonio TX There are different factors that affect the determination of the life insurance price cost in Texas. The rates may be different if you consider including your children and mortgage to [...]
Reader’s Question: I bought educational plans for my children. I want to make sure that even if I die soon, it will be paid through my life insurance. How do I do this? Is there a law regarding this in San Antonio, Texas? Alexis San Antonio, TX There is no law regarding this in San [...]
Reader’s Question: I have recently relocated to San Antonio, Texas but I forgot to get life insurance from where I came from. Can you tell me how to get life insurance really, really fast? Maxwell San Antonio, TX Well, Maxwell, what’s the fastest way of getting information nowadays? Answer: the internet! I think in this [...]
Reader’s Question: Could you please tell me what other related life insurance products are available in San Antonio Texas TX. Noah San Antonio, TX Thank you for your question, Noah. If you’re thinking about buying basic life insurance, there are products referred to as “riders” which allows you to modify your life insurance policy before [...]
Reader’s Question: I used to smoke at least 1 pack a day but am trying to quit. I’ve reduced my smoking to 3 sticks a day for about six months now. Will it benefit me in any way to inform my insurance company in San Antonio Texas TX about this? Jerry San Antonio, TX Congratulations, [...]
Reader’s Question: What’s the difference between whole, universal and term life insurance in San Antonio Texas TX? Timmy San Antonio, TX Well, Timmy, all three are life-based contracts, specifically investment policies which intend to assist the growth of your capital investment in San Antonio Texas TX. Term life insurance is considered a temporary type of [...]
Reader’s Question: I’ve heard exciting stories about huge payouts from variable annuities. Are these just myths or is it really possible to get rich by investing in variable annuities here in San Antonio Texas TX? Kerry San Antonio, TX Well, Kerry, I would love to hear those stories! Without the details, though, I can’t really [...]
Reader’s Question: I’m a chain smoker and am slightly overweight. Am I doomed to forever pay high premiums for life insurance here in San Antonio Texas TX? Nanette San Antonio, TX Well, Nanette, up to a certain degree, you are right. Certainly, your state of health impacts on the cost of the premiums that you [...]
Reader’s Question: I understand term life insurance pretty well. I have a policy here in San Antonio Texas TX. What can you tell me about whole life insurance? Cappy San Antonio, TX Hello Cappy, Whole life insurance is the most popular form of permanent life insurance. There are many differences between whole life insurance and [...]