Reader’s Question: I’m looking for an affordable life insurance policy, would my smoking habit in any way impact how much I will pay for life insurance here in San Antonio, Texas? Jennifer San Antonio, TX This is a BIG YES! The use of nicotine substances such as Cigars, Pipes, Tobaccos, Nicotine gums and patches, Snuff, [...]

Reader’s Question: I used to smoke at least 1 pack a day but am trying to quit. I’ve reduced my smoking to 3 sticks a day for about six months now. Will it benefit me in any way to inform my insurance company in San Antonio Texas TX about this? Jerry San Antonio, TX Congratulations, [...]

Reader’s Question: I’m a chain smoker and am slightly overweight. Am I doomed to forever pay high premiums for life insurance here in San Antonio Texas TX? Nanette San Antonio, TX Well, Nanette, up to a certain degree, you are right. Certainly, your state of health impacts on the cost of the premiums that you [...]

Reader’s Question: I still smoke. Darn it! I am tying but I do smoke. Can I get a life insurance policy in San Antonio TX? Cheryl San Antonio, TX Hello Cheryl, Well, I understand your frustration. It sounds like you are trying to stop smoking but just can’t. When you do, make sure you notify [...]