http://www.sanantoniotxlifeinsurance.com Compare life insurance rates in San Antonio Texas Wed, 23 Jul 2008 12:17:08 +0000 http://backend.userland.com/rss092 en Reader’s Question: I still smoke. Darn it! I am tying but I do smoke. Can I get a life insurance policy in San Antonio TX? Cheryl San Antonio, TX Hello Cheryl, Well, I understand your frustration. It sounds like you are trying to stop smoking but just can't. When you do, make sure you notify ... http://www.sanantoniotxlifeinsurance.com/smoker-life-insurance-san-antonio-texas-tx.html Reader's Question: I have a term life insurance that is about to expire. I no longer intend to renew with my current insurer. Though I'd like to keep a life insurance policy from a different carrier, I do not want to go through the tedious medical exam during application process. It ... http://www.sanantoniotxlifeinsurance.com/no-exam-life-insurance-policy-san-antonio-texas-tx.html Reader's Question: I just gave birth to a bouncing baby boy in San Antonio. Do I need to reevaluate my life insurance coverage? Should I purchase an infant life insurance policy for my child? Marita San Antonio, TX   Congratulations, Marita! I should say, yes! You definitely need to review your life insurance coverage ... http://www.sanantoniotxlifeinsurance.com/san-antonio-tx-infant-life-insurance.html Reader Question When I die and my life insurance policy pays out to my family...how will that be taxed? Jenny, Canyon Lake, Texas I found this excerpt about your question Note: Under the current federal law, beginning in 2011, estates over $1 million will be subject to the federal estate tax with a ... http://www.sanantoniotxlifeinsurance.com/life-insurance-payout-and-estate-taxes.html Reader Question Should I consider my life insurance policy an investment option like the stock market? Cherry, San Antonio Texas   Hi there Cheryy, I would consider investments in the stock market are not a substitute for life insurance. Many Certified Financial Planner professionals recommend making sure adequate life insurance is in place before starting ... http://www.sanantoniotxlifeinsurance.com/life-insurance-as-an-investment-option.html Reader Question: How are benefits graded in my life insurance policy? Sal, San Antonio Texas   Hi Sal, Generally life insurance benefits are graded during the early years of the policy for death from natural causes, with the full amount paid if death occurs after the graded period or if the policy-holder dies accidentally ... http://www.sanantoniotxlifeinsurance.com/how-life-insurance-benefits-are-graded.html Do you really NEED life insurance, what does it cover, and how much do you really need? Life insurance is a way to help secure a family’s financial situation if the unthinkable happens. And though it may seem daunting, determining how much of a life insurance benefit is appropriate is relatively ... http://www.sanantoniotxlifeinsurance.com/do-you-really-need-life-insurance-anyway.html