Smoker Life Insurance Quotes San Antonio Texas TX
Reader’s Question:
I used to smoke at least 1 pack a day but am trying to quit. I’ve reduced my smoking to 3 sticks a day for about six months now. Will it benefit me in any way to inform my insurance company in San Antonio Texas TX about this?
Jerry
San Antonio, TX
Congratulations, Jerry! That’s quite an accomplishment – going from 1 whole pack a day to 3 sticks. It must have taken quite a lot of determination and discipline at the beginning.
Well, Jerry, your efforts should not go unrewarded. Of course, you need to inform your insurance company about the change in your smoking habits especially when you renew your coverage. Remember, life insurance premiums are calculated based on certain factors, including the policy holder’s lifestyle, state of health and extent of life insurance coverage. Reducing or getting rid of your smoking habits definitely impacts on your lifestyle and health; hence, may reflect a corresponding improvement on your premiums.
However, this also depends on the type of insurance you have in San Antonio Texas TX. Do the terms and conditions include flexibility or provide for the adjustment of premiums? Have you already begun to deposit your premiums, in the first place? If you are actually still in the process of choosing an insurance provider to provide life insurance coverage, then it would be worthwhile to read up some more on what’s available in San Antonio Texas TX by clicking on the links on this page. You can also enter your zip code to receive free quotes you can compare.
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